Hospitalization at all allopathic hospitals and government approved non-allopathic hospitals are approved for coverage.
FAQ Category: Hospicash
Until what age can I renew my Policy?
Life-Long renewability is available provided the policy is purchased within the age group of 18-60 years.
How long is my Policy valid for?
Your policy is valid for 1 year. You can renew your policy at the end of policy term.
I want to cover my 4 family members. Do I get any discounts?
No. You cannot cover all members of your family in one policy as each policy will cover only one person. Each family member can buy a separate policy if they are within the age group of 18 to 60 years.
Is there an age limit for opting for this plan?
The minimum entry age is 18 years and the maximum entry age is 60 years.
Who can I purchase the policy for?
You can purchase the policy for yourself only.
If there is any pre-existing condition, can I apply for a policy?
Critical pre-existing conditions are not covered as part of the policy. The insured will need to agree to the below mentioned declaration displayed on the app/portal at the time of policy registration.
“I hereby declare that I perform all my routine activities independently and that I have never suffered from, am not currently suffering from any of the mentioned critical illnesses namely Cancer, Major Organ disease / transplant, Stroke /Paralysis, Nervous disorders, HIV, etc.”
Can I make multiple claims for same illness or accident?
Multiple claims for medically necessary treatment of same illness or injury will be covered up to a maximum of 30-days per policy year.
Is there a policy year limit on number of days which needs to the be chosen under the plan?
Yes, 30 days. Which means you will be able to claim until the number of days opted as the policy year limit. In a year maximum claim cannot be for more than 30 days.
What does this plan cover?
This plan provides Daily cash benefit options which are payable on each day of hospitalization.