Reduce proxy payment leakage by 100%

Take advantage of our proxy prevention platform with features like Digi KYC, payee account validation and bulk payment processing to effectively disburse salaries and vendor payments at the last mile

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Who can benefit from this service

Businesses of all sizes, across industries, use this service to digitize their salaries and vendor payments

  • Fast Moving Consumer Goods

  • Organized Retail

  • Manufacturing

  • Financial Services

Why digitize salary and vendor payments with PayNearby


Upto 60% faster on-boarding

Digitized on-boarding processes at the last mile offer end to end verification of every payee in a scalable, efficient and easy manner

Zero proxy payment leakage

Payee account validation, Digi KYC and robust fraud detection mechanisms ensure funds reach the intended recipient and there is zero proxy payment leakage


Reduce overhead expenses

Reduce accounting efforts behind payment processing. Bulk payment processing tools, with digitized audit trails ensure minimum manual intervention and provides significant savings in overhead expenses

Avoid reputation and legal risks

Reduce exposure to fraudulent transactions and safeguard your corporation from misuse of funds. Avoid reputation and legal risks arising out of misappropriation of funds.


Robust Network

With over 41,00,000 retailers, spread across 17,600+ PIN codes, harness the power of the largest agent network in the country to automate disbursals at the last mile, so that your employees, vendors and agents receive salaries, payments and incentives on time

Backed by the safety and security of PayNearby

Our time tested systems service more than a million financial transactions per day, with the highest success matrix and 99.9% uptime. PayNearby is certified to the highest compliance standards and your transactions are secure with us.


How does it work

  • Corporates uploads beneficiary details in the PayNearby system

  • Beneficiary visits PayNearby stores to complete Digi KYC and on-boarding process

  • PayNearby validates beneficiary bank account information through penny transaction

  • Corporates transfer money as intended to the validated beneficiary bank accounts

  • Beneficiaries visit the 50,00,000+ PayNearby points to withdraw the money through Aadhaar cash withdrawals or micro ATM withdrawals using their debit/credit cards

  • Beneficiaries can also initiate withdrawals by visiting their bank branches or ATMs


Digitize your salary and vendor payment with us

Whether you are a small business owner, or a CEO of a corporation, who needs to disburse pay-outs to a geographically distributed recipient list, let us help you optimize your payment disbursals. That way you can focus on what you do best—running your business

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