What are the payment modes and charges to send money to my linked bank account?

Please find the charges, details and mode of payment details given below:

1. Amount: ₹10 to ₹24,999; Charges: ₹5; Mode of payment: IMPS

2. Amount: ₹25,001 to ₹99,999; Charges: ₹10; Mode of payment: IMPS

3. Amount: (=) or Above ₹1 lakh; Charges:₹3; Mode of payment: NEFT

If the transaction mode is NEFT there will be a flat charge of ₹3

What is ‘Move to Bank’ and how can I use it?

‘Move to Bank’ refers to transferring your trade balance to your linked bank account. This option is available under ‘trade wallet’ in mobile app and under ‘AEPS’ section in web portal

How can I load my main wallet through online bank transfer?

You can follow these steps to load your main wallet through online bank transfer:

1. Log in to your Net banking portal or any payment application
2. Go to the transfer option
3. Add PayNearby as beneficiary, enter Account number & IFSC code (You can find the PayNearby’s account details in the claim top-up option under banking rules)
4. Enter the required amount and pay
5. Take a screenshot of the successful transaction
6. Upload the screenshot of the transaction in the web portal under claim top-up option
7. After uploading the screenshot, top up will be credited within 30 minutes

How can I load my main wallet through ‘Branch deposit’?

You can follow these steps to load your main wallet through Branch deposit:

1. Go to ‘Banking & Finance’ option on Web portal
2. Get the prefilled deposit slip
3. Fill the required details
4. Submit at the branch
5. Upload the deposit slip received from your bank
6. After submitting the slip, top up will be credited within 30 minutes

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