PayNearby is an originating partner to provide gold loans for its retailers and their customers. These loans will be disbursed and managed by the ultimate lenders i.e. the banks and NBFCs that PayNearby has partnered with.
The main 2 partners are:
Muthoot Finance Limited: an RBI-registered NBFC which provides gold loans. It is the largest gold loan NBFC in the country.
Gold Uno: an online aggregator for gold loans, wherein you can compare gold loan services from different NBFCs and banks and choose the best deal among them. Gold Uno has partnered with ICICI Bank, HDFC Bank, CSB Bank, Fincare Small Finance Bank, AU Small Finance Bank, HDB Financial Services, Mannapuram Finance Limited and IIFL Finance.