One App,
Many Services

Offer 25+ products and services from your shop and earn an additional Rs. 25,000+ per month. No working capital required.

Upgrade your shop. Be the one stop banking and digital service provider in your area

Banking Services

Become the most trusted Banker of your area

No working capital required. Offer uninterrupted banking services like cash withdrawal, money transfer, cash deposits, savings, insurance and loan from your shop. PayNearby is a PCI DSS and ISO 27001 certified company, which means transacting on the platform is very secure and has a time tested success ratio of more than 99.9%

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  • AePS Help customers withdraw DBT, government relief funds and cash from their bank accounts using fingerprint with Aadhaar enabled Payment Services (AePS)
  • Micro ATM Provide cash withdrawal services using debit cards of over 1000+ banks
  • Digi Smart Transfer An industry first initiative that enables cash withdrawal and money transfer in one go and allows retailers to run a banking business without any wallet balance
  • Money Transfer Take advantage of our time tested platform with 99.9% success rate to help customers send money from anywhere to anywhere within India, real time, 24*7. Customers use this service also to deposit cash into their accounts
  • Bachat Khata Bring banks nearby and help customers save securely for their dreams with Bachat Khata
  • Digital Gold For daughter's marriage, festival or for savings, help your customers buy digital gold in the quantities they can afford, as low as Rs. 500 per transaction
  • Gold Loan Customers can avail loans against their gold jewellery from any PayNearby store. The minimum loan amount is as low as Rs. 10,000 and come at very affordable interest rates

Digital Suite

Upgrade your business with PayNearby digital solutions

This service is free for all our partner retailers. PayNearby Digital Suite helps you scale your business by adopting the right digital tools, from multiple digital payment options to digitized customer ledger to manage payments, reconcilliation and customer credits better

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  • Customer Khata Upgrade your business with 100% better customer credit management. A digital ledger that maintains record of all transactions, sets automatic payment reminders and helps you collect payments through integrated digital payment solutions
  • UPI QR A single QR Code that helps you accept payment from any payment app. Make it your mobile screen saver or print and dispaly on the shop to enable seamless digital payments
  • SMS Payment Collect digital payment by sending SMS with payment link to your customers. Receive quick settlement in your PayNearby wallet
  • Aadhaar Pay Accept payments from customers using Aadhar biometric
  • PayNearby Shopping Card Make all your wishes come true with PayNearby Shopping Card. Pay securely and earn attractive cashback when you use your card on ecommerce, railways, mutual funds, telecom, and more.


Become a Suraksha Pradhan of your area

Less than 3% of Bharat is insured. Safeguard your customers from the uncertainties of life. Protect them with affordable insurance plans across health, medical and general insurance. Earn respect and money while you are at it

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  • Health Offer a wide range of health and medical protection plans to your customers. From COVID protection plans, to personal accident insurance, from hospital expenses to income protection during hospitalization, our solution experts work hard to provide your customers affordable solutions for all situations
  • Life Offer Savings Khata Insurance to help your customers save their hard earned money through flexible deposits. Customers get upto 26% return on the money deposited in addition to 10X life insurance cover
  • General We offer a range of affordable general insurance plans, including bike insurance and mobile device protection plans


Become the one-stop travel agency in your area

An IATA approved travel service provider, we offer you the most comprehensive range of travel products and services at very affordable rates and great commissions. Offer bus, rail, flights, hotels, holidays and more from your shop

Offer travel bookings from your shop. Earn More.

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  • Rail Booking Customers no longer need to stand in long queues for their train tickets. Offer train ticket bookings from your shop by using our simple, user friendly app. Earn on every transaction
  • Flight Booking An IATA accredited platform for booking flight tickets at competitive rates and great commissions.
  • Bus Bookings Offer affordable bus bookings across a wide network. Make money on every transaction

Utility Bill Payment Centre

Ensure recurring monthly income

Households need to pay their EMIs, subscriptions fees and utility bills every month. Solve customer pain point of standing in long queues. From water bills to electricity bills, from phone/DTH recharges to monthly EMIs, provide easy cash collection, bill payment and recharge solutions from your shop.

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  • Gas, Electricity & Water Bills Every household needs to pay these utility bills every month. Offer them from your shop and ensure regular monthly income for yourself
  • Recharge Services Offer customers the options to recharge mobile, DTH services and data cards from 15+ partners. Recharge transactions are frequent in nature and will ensure recurring income
  • Credit Card Payments Help customers make their credit card payments across 25+ banks. Credit card payment also follows a monthly cycle, and will ensure recurring income opportunity for yourself
  • Cash Collection Offer cash collection services for more than 40+ partners. Customers and collection agents can deposit EMIs at your store, and you earn on every cash deposit.

Partner Services

Enable access to ecommerce and digital content from your shop

Digital services shouldn't be limited to only those who have digital money. Offer customers in your area access to digital products from our partner brands. Use the PayNearby platform to offer micro content and satchetized services, help customers digitize cash at your store and enable easy access to these services

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  • Partner Services Offer partner services across online shopping, online gaming, online education, online music/video, online publications and more. Offer shopping cart purchase. subscription purchase and renewal services, as applicable

Online Services

Take your store online with BuyNearby

Single click process to take your store online within minutes. Upload your product catalog on the PayNearby App and an online store will be created for you on the consumer app, BuyNearby. Start attracting more customers and more business

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  • Online Orders Allow customers to order online from your shop & increase your customer base
  • Allow Pick up or Provide Delivery Service Allow customers to pick up their order from your shop at convenience or deliver at their door step.
  • Accept Online Payment Accept online payments through Debit, Credit, Net Banking. Accept Payments through UPI QR too.

Essential Services

Provide essential services to customers and earn more

Help your customers with their tax filings and PAN requirements from your shop and help bring them into the formal financial fold

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  • PAN Card In just 2 hours, customers can receive their PAN cards from your shop. Provide digital and physical PAN card registration from your shop
  • Tax Help customers file taxes from your shop and earn easily during tax filing season

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Our Partners

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Use PayNearby app & take charge of all your transactions to grow your business